Loans made Simple

  • No Service charges
  • No processing fees
  • No advance interest

No Service charges

No processing fees

No advance interest

About Us

VisMin Business and Personal Loans

Hitrust Finance Corporation was organized and duly registered with the Securities and Exchange Commission on May 20, 2002 It commenced It's operations sometime in October 2002 at Poblacion, Minglanilla Cebu It operates for the purpose of extending credit facilities to consumers industries and individuals engaged in business.

No service charges
No processing fees
No advance interest

Hitrust Finance Corporation caters its financial services to borrowers residing in Cebu City Cebu province and Cagayan de Oro and accepts properties in Negros and Bohol provinces on a case to case basis

How it Works


Verification and Approval


Release | Disbursment

Loan Products

Salary Loans

(For Public Teachers)

Certificate of Employment

Recent Payslip

Latest Income Tax Return/W2

Sketch Residence

Latest Colored 2x2 Picture (2 pieces)

Company ID (Photocopy)

Co-maker (With photocopy of 1 valid ID)

Pension Loans

SSS Remittance Print-Out or SSS Voucher

ATM Card With Bank Statement

Valid ID (eg. SSS ID)

Sketch Residence


(Co-pensioner son or daughter of the applicant with photocopy of )

Chattel Mortgage

Certificate of Registration

Official Receipt

Stencil of Chassis and Engine


Insurance (Own Damage)

Qualification of Property/ies

Vehicle model must not be more than 10 years old

Vehicle is not surplus

Vehicle has no encumrances and physical defects

Real Estate Mortgage

Transfer Certificate of Title (Latest Certified true copy/ies)

Tax Declaration of Property/ies (Lot and Building)(Latest certified true copy)

Tax Clearance of the Current Year (photocopy)

Sketch Plan (Photocopy)

Vicinity Map (Print our from Google Earth)

Other Requirements

Fire Insurance
If Property has existing improvements and was valued upon approval

Special Power of Attorney
(For Borrower other than the registered name)

Affidavit of Consent to Mortgage Family Home
(If properly to the mortgaged is the borrower's residence)

Qualification of Property/ies

Must have right of way of at least (3) meters wide going to the property

Transfer Certificate of Title has no encumbrance/restrictions and other legal defects.

OFW Loan

POEA - Latest Validated Contract

Passport - Latest

Seaman's Registration Certificate (Sea Based)

Seaman's Book (Sea Based)

Valid ID

Allotment Slip

Proof of Billing - Water, Electric, Telephone etc.

Marriage Contract - if applicable (Sea Based)

Co-maker - immediate family member

Overseas Employment Certificate



Prequalify an Application