Privacy Policy

     Hitrust Finance Corporation is committed to upholding the highest standards of
security of the applicant’s private information that are necessary for the transaction of their

      It is assured that the handling of the personal data adheres to established security
standards and procedures. In addition, internal controls are in place in the systems and
processes to prevent any personal data breach which undergoes continuous assessment in an
effort to improve securing the applicant’s privacy.

     Hitrust Finance Corporation commits to protect the privacy of any given personal
information of our clients, employees, or any other individuals in connection with services
that this company provides in accordance with the Data Privacy Act of 2012.

     Hitrust Finance Corporation collects personal information only with your consent in
accordance with the Republic Act No. 10173, also known as the “Data Privacy Act of 2012”,
which includes the right to access, withdraw your consent, to rectify, erase and block your
information. The collected personal information will be used to fulfill the purpose in
providing our services and will be disclosed to relevant Third Parties (if deemed necessary).
Hitrust Finance Corporation protects the privacy of personal information and implements
security measures to safeguard your data by its authorized personnel. All information will be
treated with strictest confidentiality.

This Privacy Statement will help our applicants, customers and relevant stakeholders

          a. What personal information we collect;
          b. How we collect, hold, use and disclose that information;
          c. The purposes of such collection, holding, use and disclosure.

     This Privacy Statement is addressed and applies to our customers, applicants and
relevant stakeholders including all our facilities such as our website and social media account
as well as all the products and services that we offer.

Collection of Personal Data

Hitrust Finance Corporation will only collect your personal data through secure means. During
the registration and/or loan application process, the following personal data may be collected
from you:

  • Full Name
  • Contact details like Email Address and Mobile number, Complete address
  • Gender, Civil Status, Date of Birth
  • Name of employer, Company address
  •  Type of work, Hiring date
  •  Bank account details
  •  Government issued ID
  •  Mother’s Maiden Name
  • Father’s Name
  • Monthly Gross Income, Monthly Household Expenses
  •  Spouse Full name, Spouse Mobile Number
  •  Personal References i.e. Family, Co-Worker, Supervisor

     In applying for a loan, Hitrust Finance Corporation will collect credit reports from a
credit bureau which include important data on how you maintain loan payments such as
repayments and any delinquencies.

     Hitrust Finance Corporation verifies your identity and validates the personal data you
provided in your loan application.

     The applicant must only submit to Hitrust Finance Corporation or via official website
the information which are accurate and complete and not misleading. It must be up to date
and inform us of any changes. Hitrust Finance Corporation requires documentation to verify
the information which you have provided. Hitrust Finance Corporation will only be able to
collect the applicant’s personal data if the applicant voluntarily submits the information to
the company or via official website. If the applicant chooses not to submit their personal data
or subsequently withdraw their consent to the use of their personal data, Hitrust Finance
Corporation may not be able to process your loan application.

Use and Disclosure of Personal Data

The personal data that Hitrust Finance Corporation collect from the applicant will be used for
the following purposes:

  • To process your transaction applications, disbursements and collection of payment.
  •  To communicate with the applicant concerning your account and transactions,
    including addressing any concerns that the applicant may raise.
  •  Credit review and reporting.
  •  Statistical and risk analysis.
  •  To contact the applicant and send marketing and/or promotional offers and materials
    about the products from time to time.
  •  To establish and maintain accurate “know your client” information and to prevent or
    detect money laundering, terrorist financing or other unlawful activities.
  •  To monitor and record calls for record keeping, quality assurance, customer service, investigation, litigation and fraud prevention purposes;
  •  For crime and fraud detection, prevention, investigation and prosecution.
  • To enforce (including without limitation collecting amounts outstanding) or defend our rights.

     Hitrust Finance Corporation may share your information with third parties to help us
conduct our business, such as but not limited to facilitating fund transfers, collection of
payments and technical support. Furthermore, Hitrust Finance Corporation may share your
personal data with such entities, which are authorized to use your personal data only as
necessary to provide these services.
     Hitrust Finance Corporation likewise shares your personal information with credit
bureaus to meet the credit reporting obligations. To cooperate and share personal data with
government authority for the fulfillment of any legal or regulatory requirement or request as
deemed necessary.
     In sharing the personal data, Hitrust Finance Corporation endeavors to ensure that the
third parties are contractually bound to keep the applicant’s personal data secure from
unauthorized access, collection, use, disclosure, or similar risks and retain their personal data
only for as long as they need to achieve the above-mentioned purposes.
     Finally, Hitrust Finance Corporation is not engaged in the business of selling clients’
personal data to third parties.


     Personal data gathered are stored in a data facility with an utmost security. We
ensure we have sufficient security safeguards to protect the collected personal data from
loss, unauthorized access, use or disclosure. We further ensure that we continuously improve
our systems and processes through assessment and such internal controls are always in place
to improve securing your privacy.

Retention and Disposal of Personal Data

     In compliance with applicable laws, Hitrust Finance Corporation keeps the personal
data collected from the applicant while they are a client or until it is no longer needed for
business, tax, or legal purposes. When Hitrust Finance Corporation disposes of your personal
data, the company uses reasonable procedures to destroy it or make it unreadable (such as
shredding or by wiping electronic data).

Changes to our Privacy Statement

    Hitrust Finance Corporation may change this Privacy Statement from time to time to
keep up with any changes in relevant laws and regulations applicable to us or how we collect,
use, protect, store, share or dispose of your personal information. All updates and
amendments are effective immediately upon notice, which we may give by any means,
including, but not limited to, by posting a revised version of this Privacy Statement or other
notice on the website. We encourage you to review this Privacy Statement often to stay
informed of changes that may affect you. Our electronically or otherwise property stored
copies of this Privacy Statement are each deemed to be the true, complete, valid, authentic,
and enforceable copy of the version of this Privacy Statement that was in effect on each
respective date you visited the website. Your continued use of our website and our social
media account constitutes consent of the modified Privacy Statement.